Bank Deletion

[Isabelle]

So in the face of the bank deletion and differing opinions, I had an idea to replace the system. We could make it be tokens or credits instead of money, to keep track of smaller numbers and each member can handle it all themselves. For every WIN your horse gets you get one token or credit. You can just slap the number on your stable office somewhere or we could keep it on a board here. Maybe like a breeder's win could get 5 tokens, a HOTY win 3 tokens, and an undercard win 1 token. Then we can use the tokens as we would money. Members can be more or less detailed with keeping track of their tokens, by simply having the number posted or expanding out to include every month's in and out like the bank does now.

It seems the problem is time, but I think we're all trustworthy, so for the busier members, on their stable office listing like Tokens: 25 and just updating that single number each week or month I think would eliminate a lot of the headache some members have with the bank. Conversely members like me who enjoy the bank could continue the system like it is stating out where they got their tokens and where they spent them. Also members who want to keep track of their horse's earnings can still do so, but that would only be on the horse's page not in a bank account.

I think even the busiest members can at least count their wins for the week and add it to a single total on their office page, I don't think that takes very long, and we'll be able to maintain having a currency system without the need for any member to put anything into banks or update monetary amounts. Stud/brood fees for members who use to can be based on tokens, and we can eliminate payment for running shows. This system uses smaller numbers and by eliminating all the 2nd and 3rd place awards it makes it simpler. It also still maintains newer members will have more difficulty starting out in breeding fees and at auctions if we use tokens there too but I don't think even the largest stables will have millions and million and millions of tokens like they have in money now XD

[Cruisey]

Honestly I like this idea a LOT. I haven't updated my bank since August and tbh for me calculating a horses' earnings and keeping track of how much my farm has earned over the weeks is really tedious and I have no time for that anymore especially going into my last year of university in September. Tokens are a much more efficient way to keep track (especially in small numbers - nothing like a $500,000 earning for one BC/HoTY race).

I really applaud everyone for trying with the bank, but seeing as everyone has been on a semi-hiatus and we're all growing into a slump we're all falling behind on it (especially me xD). If people want to continue calculating earnings I think it could be an optional thing for people who like moneys xD I know in cbox Frosty (or maybe it was someone else xD) mentioned something about keeping breeding free and having reserves as reserves. Calculating stud fees was hard for me and I'd personally rather not go through the hassle of getting people to pay me for breedings.

I know this was kinda to stimulate IRL breeding but at this point I think the bank has kinda gone downhill :p

[Rendezvous]

To keep it short, I'd say post a poll about members who want to participate in the bank. When new members join just ask if they want to participate in the bank (maybe have an app for 'stable registration' where they put their stable name and 'owner name' and then ask if they want to participate in the monetary system)

That way we can have a list of who wants to participate in the bank system, and only they will have to keep track of their earnings. Members who don't want to participate do not have to keep track of their earnings, but to add fun for other members who do actually want to participate, I'd advise just keeping up stud fees so that they can be deducted from the other members bank accounts. They do not have to be added/deducted to the nonparticipating members accounts.

Honestly it's not necessary to adjust money literally in each member's profile, so long as there's a link to their bank account page and it showcases the current amount on said page, it should be fine. Although I'd recommend a monthly review at the end of each month to make sure that everything seems kosher for that month's balances.

I absolutely refuse for the annual sales to go back to how they were because they weren't fun at all. It was just consistent bidding for hours to get one horse, and if someone ended up with the same bid amount, staff and the previous owner would just decide who needed the horse most. For the people who DO NOT want to participate in the bank system, for bidding purposes during the annual sales, they just be allotted a flat balance of say, 2-3Million. It doesn't have to be updated or anything like that, it's just so that the annual sales won't go on forever and seem tedious.

When selling a horses, even for those who aren't participating in the money system, I'd still advise placing some sort of amount for the horse for sale, say A True Hero was for sale, I'd just say oh he's for sale for $100,000 even if the seller isn't participating in the money system. The buyer would reflect the sale in their bank thread with a deduction and adjust their bank accordingly.

Again, there would be no need for profile bank adjustments by the staff members, we just have to instill trust in our members. But just to be 100% safe, someone could just glance over the current month's transactions/earnings at the end of each month. s

[Isabelle]

It's possible to have those who wish to do a bank do so and those who do not don't, however that doesn't eliminate the work of members trying to figure out stud/brood/sale fees. It could still be fine if members want to do things for free, however tokens would be easier to work with. We also would have members getting excessive bank amounts unless we had yearly stable fees per horse. New/younger members may also become confused by those who are and aren't doing banks and why. Making a bank optional is a way to go of course, however as you suggest a monthly review a staff member would still need to do it, unless you want to volunteer Ren?

It seems options are to have a bank, not have a bank, have an optional bank, or use a new type of token system or other proposed idea.

[Rendezvous]

Not like anyone else would want to do it, so as the famous phrase goes...




I don't understand why it's so hard to choose stud fees? It's just a matter of personal preference. If it's a stud with either hard to find lines, or if a member wants to restrict the amount of mares bred to him, they'd set a higher price. If a stud is a proven producer, the stud fee will be higher...

If anything, one could have a monetary chart for stud fees if they truly wished for it.

Just looking at recent stud fees from real life horses,
say American Pharoah won the Triple Crown, his stud fee is $200,000, as a result I believe his sire's stud fee increased as well as his grandsire's.

Stud fees should be based on accomplishments, for undercard horses who were successful on the track but didn't win any major races, I'd say their stud fees would range from $2,000 to $20,000 at most.

$21,000 and up would be for, as previously mentioned, HOTY horses who've won major races, and horses who've won bigger races still, (dubai races for instance) would probably start at say, $100,000 for a stud fee.

Although I don't think any horse's stud fee should be WAY higher than their earnings so a created horse who didn't race shouldn't have a stud fee of $50,000.

If there was to be a broodmare fee, it should be similar to the stud fee depending on their accomplishments, if any.

There could be a registration fee for horses, say $1,000 for each create made, but it would be a one time payment. I'm not sure if anything I'm saying is making any sense xD

I really, REALLY would like a health mechanic in the game. To have better use for our money, we should have a shop where we could buy surface supremes, furlong extenders, gender changes, foal combos, etc but they wouldn't come super cheap. I could probably provide more ideas for a shop if we had one, so when we're not spending money on sales or stud fees, we could spend money in the shop, but again, it wouldn't be insanely cheap. It could also cost money to geld colts/stallions as well. It could be a rare occurrence, but perhaps a horse could be injured occasionally and is chosen by the judge. This could justify a horse's loss at times and paying a fee from the shop could give a horse and instant recovery, or else the horse would have to sit on the bench until the first of the next month.

There's plenty of things we could spend money on if anyone truly desired it.

[Isabelle]

Ren we already can buy surface supremes, furlong extensions, gender benders, create a horse costs money you buy there (its not free), and custom foal kits. It's the third icon by the piggy, The Wire Shop.

You're talking about disasters/surprises type of a thing, which is realistic but believe me you'd have some unhappy members if their star like say Eternally Smoldering my one shot chance at TTC next year got injured and missed out.

The reason why I think stud/brood/sale fees are so difficult for members is in part because there is a vast distance between what new members can afford and major stables like SOPS that takes in practically a million a month probably in earnings from racings. Money doesn't mean anything to them. A smaller token system would even up all players and make things more fair and fees/costs could be easier balanced and understood.

[Rendezvous]

I seriously don't mind updating bank account a onthe last wednesday of every month.

[Ripley]

I don't mind doing the credit per win thing... Sounds easy enough. We'll just have to be conscious about how we add them up and when we sell horses, how much credits they are worth.